Mortgage Affordability Calculator Stage 1: Mortgage Details Desired mortgage term (in years): 25 No. of dependents between total mortgage applicants: 0 1 2 3 4+ How many applicants are there on the mortgage? 1 2 Next Stage 2: Income / Expenditure Applicant 1 Annual Income Are you employed or self-employed? Employed Self Employed Annual salary (gross) Annual bonus last year (gross) Annual bonus for the previous year (gross) Annual child maintenance received Monthly Expenditure Total balance on credit cards Monthly private pension and student loan commitments Monthly HP/finance commitments eg. Bank loans, store cards Child maintenance monthly costs eg. CAS, nursery (exc. gov funded hours) Applicant 2 Annual Income Are you employed or self-employed? Employed Self Employed Annual salary (gross) Annual bonus last year (gross) Annual bonus for the previous year (gross) Annual child maintenance received Monthly Expenditure Total balance on credit cards Monthly private pension and student loan commitments Monthly HP/finance commitments eg. Bank loans, store cards Child maintenance monthly costs eg. CAS, nursery (exc. gov funded hours) Back Calculate Stage 3: Results Based on the information you have provided us, we estimate you could afford to borrow up to the amount specified below for a mortgage: Please note This tool is to be used for research purposes only and does not guarantee you will be able to borrow the amount shown. There may be other costs that can impact how much you can borrow, including service charge and, if a Shared Ownership property, rent. Reset